UPI for Business Travel: A Game-Changer for Corporate Payments

India's Unified Payments Interface (UPI) has transformed the digital payment landscape, processing over 10 billion transactions monthly. For business travelers, it's no longer just a convenience—it's a necessity.

The UPI Revolution in India

Gone are the days of carrying wads of cash or worrying about card acceptance. From 5-star hotels to roadside chai stalls, UPI is ubiquitous in India. For international business travelers, however, accessing this network has historically been a challenge due to the requirement of an Indian bank account.

"UPI is the most advanced real-time payment system in the world. Not having access to it in India is like trying to travel without a smartphone."

— Nandan Nilekani, Architect of Aadhaar

Why Corporate Cards Fall Short

While international corporate cards are widely accepted at major establishments, they fail in the "last mile" of business travel:

• Small Merchants: Local transport, food stalls, and small vendors often only accept UPI or cash.
• Transaction Failures: International cards frequently face security blocks or network issues.
• FX Fees: Every swipe incurs a 3-5% foreign transaction fee.

Expatly's UPI Solution for Global Teams

Expatly bridges this gap by providing a compliant, secure way for international business travelers to use UPI without needing a local bank account.

Key Benefits

1. Universal Acceptance: Pay at over 50 million merchant locations across India.
2. Zero FX Markup: Load your wallet at interbank rates and spend like a local.
3. Automated Expensing: Every UPI transaction is automatically captured, categorized, and synced with your expense report.
4. Security: Bank-grade security with biometric authentication and transaction limits.

The Future of Cross-Border Payments

With recent partnerships between UPI and payment networks in Singapore, UAE, and France, the system is going global. Expatly is at the forefront of this integration, ensuring your team has a seamless payment experience wherever business takes them.